How Americans Can Rent Apartments in Canada: A Complete Guide

If you’re an American considering spending time in Canada—work, school, temporary relocation, or simply a new change of pace—you may be curious about how renting a home operates. The process is generally relatively straightforward in the larger context of the Canadian rental market.

In this guide, we’ll break down what you need to know about renting as a U.S. citizen. From the types of housing available and paperwork requirements, to typical rental prices and what to watch for when signing a lease, this article covers the essentials to help you get started with confidence.

Can Americans Rent Property in Canada?

Yes. It isn’t necessary that you are a permanent resident, let alone a citizen of Canada, in order to rent a house in Canada. What will be required is appropriate ID, alongside the standard requirements most landlords demand—evidence of income, a security deposit, and in some cases, referrals.

Many Americans come to Canada on temporary visas for school, work, or travel, and renting, including short-term rentals, is the easiest and most flexible option to set up a base. While buying property as a foreigner is restricted in some cases, there are no such limits when it comes to renting for personal use.

Types of Renting in Canada You’ll Find

There’s no shortage of rental options in Canada, especially in city centers like Montreal, Toronto, or Vancouver. Depending on your plans and budget, you can choose from:

• Apartments: Available in everything from modern high-rises to smaller walk-ups. Usually rented by the month or year.

• Condos: These are individually owned units in a shared building. Renting a condo might mean following building-specific rules.

• Houses and Townhomes: More space, ideal for families or longer stays.

• Room Rentals: Renting a room in a shared home is common in university towns or big cities.

• Furnished Rentals: Fully equipped and move-in ready. Perfect if you’re staying a few weeks or months and don’t want to buy furniture.

One great option for newcomers is the month-to-month lease. It’s flexible and doesn’t lock you into a long-term commitment. It’s especially helpful if:

• You’re exploring different neighbourhoods before settling

• You’re in Canada short-term for work or study

• You want time before deciding on a long-term lease

Month-to-month leases usually cost a bit more, and most provinces require at least 30 days’ notice before you move out. But for many Americans, that trade-off is worth the flexibility.

Rental Process: What Documents Will You Need?

Renting in Canada doesn’t involve complicated red tape, but landlords typically expect certain documents to ensure you’re a reliable tenant. Here's what you'll likely need to provide:

• A valid passport – Your U.S. passport or government-issued ID is essential. If you’re already in Canada on a study or work permit, keep that handy too.

• Proof of income – This might include job offer letters, pay stubs, tax returns, or proof of freelance or remote work. If your income is based in the U.S., include bank statements or a letter from your employer confirming your remote arrangement.

• Credit check – Canadian landlords often request a credit report. Since you may not have a Canadian credit history, offer your U.S. credit report, explain your financial background, and consider offering several months’ rent upfront as a sign of good faith.

• References – Past landlords or even employers can vouch for your reliability. A short reference letter or contact information usually works.

• Rental application – This is a standard form that includes your personal information, rental history, income, and sometimes social media links or proof of employment.

Some landlords may also request information regarding your previous landlords :

• A Canadian guarantor or co-signer, especially if you lack local credit

• First and last month’s rent instead of a separate deposit (especially in Ontario)

• Emergency contact details, preferably someone local

Leases are usually for 12 months, but short-term and month-to-month options are widely available, especially in major cities. Keep in mind that leases can differ between provinces, so it’s a good idea to read the fine print carefully.

How Much Does Rent Cost in Canada?

Rent varies a lot depending on where you’re staying. Here’s a rough idea of average rent, which is a crucial factor for budgeting, for a one-bedroom apartment in 2025:

• Toronto: $2,100–$2,700

• Vancouver: $2,200–$2,900

• Montreal: $1,300–$1,800

• Calgary: $1,400–$1,800

• Ottawa: $1,600–$2,200

Furnished rentals can cost 15–30% more than unfurnished ones, but you save time and money by not having to buy furniture, kitchenware, or linens. In most cases, utilities like electricity and internet are extra—budget about $100–$200 a month for those.

You may also be asked to pay for tenant insurance and other related expenses :

• First month’s rent upfront

• A security deposit (usually one month’s rent)

• Occasionally a move-in fee (more common in condo buildings)

Also worth knowing: some provinces (like Ontario, Quebec, and British Columbia) have rent control rules that govern rent increases each year. that limit how much landlords can increase rent each year for existing tenants.

How to Find a Place

Looking for a rental from outside the country can be tricky, but it’s totally doable. Here are some tips:

• Stick to trusted Canadian platforms like Rentals.ca, Kijiji, PadMapper, or Zumper (Canada)

• Be careful of scams—never send money before you’ve verified the property or met the landlord virtually

• Consider booking a furnished apartment or aparthotel for your first month to give you time to search

• Use Google Maps to check out neighbourhoods and walk times to transit, work, or shops

• Use search terms like “utilities included,” “furnished,” or “month-to-month lease” to narrow results

• Always confirm who is responsible for maintenance, snow removal, or utility setup

Should You Rent Before You Arrive?

Whenever possible, wait until after arriving in Canada to sign a long lease. Then, at least, you can take the place in person, get a sense of the location, and be less likely to be disappointed—or ripped off.

If you need to pre-coordinate something before your arrival, the simplest thing to start with would be a furnished month-to-month lease. It will give you room to catch your breath, get settled in the city, and find a longer-term arrangement that works better for you.

Looking for a Flexible, Comfortable Stay in Montreal?

When going to Montreal and looking for a hassle-free landing, try Montreal Aparthotel. Their fully equipped apartments are perfect for Americans searching for short-term or month-to-month rentals without the hassle.

These are what make them an ideal choice:

• Flexible lease terms – stay a couple of nights or even several months

• Fully furnished units, kitchen, laundry, Wi-Fi, and the essentials

• Centrally located — close to metro stations, universities, and hospitals

• Budget-friendly — less expensive than hotels, at least for longer stay times

Regardless of the purpose of your visit – relocation, telecommuting, or sightseeing the city – Montreal Aparthotel provides a comfortable home away from home.

FAQs for American Renters in Canada

Do I need a visa just to rent a place?

No. You can rent short-term housing without a visa. But if you're staying longer than six months, you’ll need the appropriate visa, work permit, or study permit.

What if I don’t have Canadian credit history?

You can still rent. Just explain your situation and offer alternative proof—like a U.S. credit report, income docs, or a higher deposit that landlords will collect rent agains .

Can I sign a lease before I arrive in Canada?

Yes, but be cautious. Confirm all lease terms, ask for a video tour, and never send large payments without verifying the rental.

Is a month-to-month lease easy to find?

They’re fairly common, especially in larger cities or for furnished units. They're great if you need flexibility.

Which Canadian city is best for Americans?

Montreal is a popular choice—it’s affordable, bilingual, and full of culture. Toronto and Vancouver have big expat communities but higher rents. Ottawa and Calgary are quieter, more budget-friendly options.

Conclusion

It is possible to rent in Canada if you are American. By doing your research and being well-prepared, you can find an amazing place that meets your lifestyle and schedule.

Begin with a furnished or month-to-month lease through rental agencies so that you can get familiar with the location without the commitment of something long-term. It’s a smart way to transition into your new home base without added hassle.

Whether you’re here for several months or thinking about staying longer, leasing allows you the freedom to enjoy your time in Canada without strings attached.