Can 16-Year-Olds Rent an Apartment in Canada?

Many families and young people ask the same question every year: Can you rent an apartment at 16 in Canada?

The short answer is not a simple yes or no. The rules depend on age, province, support from parents, and how the landlord decides to handle risk.

This article explains how to rent an apartment at 16, what barriers exist, and what realistic options are available for a young person who wants or needs independent living.

Age, law, and renting in Canada

In Canada, most people under 18 are considered minors. That means they usually cannot sign a legally binding lease on their own. The age of majority is 18 in some provinces and 19 in others, including Ontario and Alberta.

Still, housing is treated differently from many other contracts. Shelter is considered a necessity of life, which creates a legal exception. Because of that, can 16 year olds rent an apartment in Canada?
Yes — in certain situations.

A 16-year-old can legally rent an apartment, but landlords are not required to agree. That’s where reality matters more than theory.

Why landlords hesitate

From a landlord’s perspective, renting to a minor involves risk. Contracts signed by minors are often voidable, meaning the tenant could leave without penalty. That alone makes many housing providers cautious.

Most landlords prefer adult tenants because they can:

• Sign a lease without limits

• pay rent consistently

• be held responsible under standard rules

So while it is not illegal for a young person to rent an apartment or pay rent with their own money, landlords often ask for extra protection.

The role of parents and co-signers

The most common solution is a co-signer.

When parents or a legal guardian co-sign the lease, they agree to cover rent and responsibilities if the tenant cannot pay. This is often the deciding factor that allows a 16-year-old to rent an apartment.

In practice, most apartments for rent for 16 year olds involve:

• parental involvement

• a guarantor agreement

• proof of income or assistance

Without that support, options become limited.

What landlords can legally ask for

Across Canada, landlords may request:

• proof of income or employment

• references

• rental history (if any)

• credit checks (when applicable)

They can also require a guarantor — but the rule must apply to everyone, not just youth. What they cannot do is apply illegal criteria or discrimination based on protected grounds.

Human rights and age discrimination

Housing is recognized as a human right in Canada. In provinces like Ontario, the Human Rights Code protects youth aged 16 or 17 who have withdrawn from parental control.

A landlord cannot automatically refuse someone only because of age if that young person:

• lives independently

• pays rent

• meets eligibility criteria

That said, human rights protection does not force a landlord to accept risk. It simply limits unfair treatment.

Leaving home at 16: what changes

When a youth leaves home against their parents’ wishes, parents are usually no longer legally required to provide support. This is where things can get complicated.

A young person in this situation may qualify for:

• provincial assistance

• youth housing programs

• transitional housing

This is especially relevant when safety, family conflict, disability, or health concerns are involved.

Transitional housing and youth programs

Not every 16-year-old should jump directly into a private apartment.

Transitional housing exists for this reason. These programs provide:

• a safe place to live

• structured support

• help with school, employment, and social skills

Some youth stay in transitional housing for up to 364 days while preparing for independent living. Programs like Supported Advancement to Independent Living (SAIL) focus on self-esteem, responsibilities, and long-term stability.

Group home options may also exist in some towns and provinces.

Affordable housing and wait lists

Affordable housing options for youth are limited. Most cities have a wait list, sometimes lasting months or longer.

Because of that, many young people rely on:

• temporary housing

• family support

• shared rooms

• community programs

This is a common reality across Canada, not just in large cities.

Renting privately: what helps

If a 16-year-old wants to rent an apartment privately, these steps matter:

• show steady income or assistance

• involve parents or a trusted adult

• Provide references from school, work, or the community

• research local laws and regulations

• Talk openly with the landlord

Private landlords are often more flexible than large rental companies.

Safety matters more than independence.

Independent living is not just about freedom. It also means responsibility, money management, and access to services.

Youth who rush into renting without support face higher risks of:

• eviction

• homelessness

• exploitation or human trafficking

A safe place, even if temporary, is often a better first step than a fast decision.

Province differences to keep in mind

Rules vary by province:

• Ontario offers stronger human rights protection

• Alberta applies different standards

• smaller towns may have fewer services

Always contact local housing services or tenancy boards to confirm current rules.

Final thoughts

So, can you rent an apartment at 16 in Canada?
The answer is yes — but rarely alone.

Most youth need support, a guarantor, or access to programs designed for young people. Renting is possible, but it works best when safety, planning, and realistic expectations come first.

Independent living is not about rushing out. It’s about building stability that actually lasts.

FAQ — Clear answers

Can a 16-year-old legally sign a lease in Canada?

Yes, but the lease may be voidable. Most landlords require a co-signer.

Is it illegal for a minor to rent an apartment?

No. It is not illegal.

Can landlords refuse minors?

Yes, as long as the refusal is not discriminatory.

Do parents have to pay rent?

Only if they co-sign or guarantee the lease.

What if a youth has no parental support?

Transitional housing and youth programs are often the best option.

Is affordable housing available for youth?

Sometimes, but wait lists are common.